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“I rent an apartment. I don’t need insurance- do I?”<\/em><\/p>\n Yes- you need Renters Insurance<\/strong>. Your landlord only insures the building you live in-<\/em> not YOUR personal belongings!<\/em><\/p>\n <\/p>\n Personal Property<\/strong> Loss of use<\/strong> Personal Liability coverage<\/strong> Personal Articles<\/strong>
\nIf there is a fire or other catastrophe, who will replace your:<\/p>\n\n
Consider:<\/h2>\n
\nYour Renters Insurance policy can help replace your personal belongings in the event of a covered loss. Common losses are due to not only fire and theft, but also accidental and sudden discharge of a sprinkler system. Water damage can be as destructive as fire- don’t get caught without the right insurance!<\/p>\n
\nYour Renters Insurance policy can pay the additional costs of living in hotels, eating in restaurants, etc., while you are out of your home due to a covered loss.<\/p>\n
\nThis coverage gives you liability protection against claims caused by almost any unintentional act, and will help pay legal expenses to defend such a claim.<\/p>\n
\nDiscuss with us coverage for your valuable articles, such as jewelry, furs or collectibles, when their value is higher than the limits stated in your policy.<\/p>\n